Website Terms of Use

Last Updated: October 2025

By accessing and using the 20 Pence Productions website (www.20penceproductions.co.uk), you agree to the following terms:

1. Acceptance of Terms

By using this website, you confirm that you accept these Website Terms of Use and agree to comply with them. If you do not agree to these terms, you must not use this website.

2. Changes to Terms

I may revise these terms at any time by updating this page. You should check this page regularly to take notice of any changes. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

3. Intellectual Property and Ownership

Website Content: 

All content on this website, including but not limited to:

• Text, articles, and blog posts

• Images, graphics, and photographs

• Logos and branding materials

• Videos and multimedia content

• Downloadable files and resources

• Code, design, and layout

...is owned by or licensed to Claire Peacock, 20 Pence Productions, unless otherwise stated, and is protected by UK and international copyright laws.

Your Use: 

You may:

• View and browse the website for personal or business information purposes

• Print single copies of pages for your own personal reference

Prohibited Use: 

You may NOT:

• Copy, reproduce, republish, or distribute any content without my prior written permission

• Use website content for resale, redistribution, or commercial purposes beyond personal/business reference

• Use website content to create competing products or services

• Modify or alter any content downloaded from the website

• Remove or alter copyright notices or attributions

4. Website Use and Conduct

You agree not to use this website:

• In any way that breaches applicable laws or regulations

• In any way that is unlawful, fraudulent, or harmful

• To transmit or distribute viruses, malware, or malicious code

• To attempt to gain unauthorised access to the website, servers, or databases

• To interfere with, damage, disable, overburden, or impair the website's operation

• To collect or harvest data from the website using automated means (bots, scrapers, etc.) without permission

• To impersonate any person or entity or misrepresent your affiliation with any person or entity

5. User Accounts

If you create an account on this website (for example, to purchase templates or access resources):

• You are responsible for maintaining the confidentiality of your login credentials

• You are responsible for all activities that occur under your account

• You must notify me immediately of any unauthorised use of your account

• I reserve the right to suspend or terminate accounts that violate these terms

6. Links to Third-Party Websites

This website may contain links to third-party websites, services, or resources for your convenience and information.

No Endorsement: I do not endorse, control, or take responsibility for:

• The content of third-party websites

• The privacy practices of third-party websites

• Products or services offered by third parties

• Accuracy or reliability of information on third-party websites

Use at Your Own Risk: You access third-party websites at your own risk. I recommend reviewing the terms and privacy policies of any website you visit.

7. Website Availability and Technical Issues

Availability: 

While I strive to keep the website running smoothly and accessible, I cannot guarantee:

• Uninterrupted access to the website

• That the website will be error-free or free from viruses

• That defects will be corrected immediately

• That the website or server hosting it is free from viruses or other harmful components

No Liability: 

I accept no liability for:

• Temporary unavailability due to technical issues, maintenance, or updates

• Loss or corruption of data

• Damage to your device resulting from accessing the website

• Any direct or indirect loss resulting from website downtime or technical issues

8. Information Accuracy

No Guarantees: 

While I make reasonable efforts to ensure website content is accurate and up-to-date:

• Content is provided for general information purposes only

• It should not be relied upon as professional, legal, or financial advice

• I make no warranties or representations about the accuracy or completeness of information provided

Professional Advice: For specific advice relating to your situation, please seek appropriate professional guidance.

9. Right to Deny Access

I reserve the right to:

• Block or deny access to the website to any user at my discretion

• Remove or refuse to post any content or materials

• Suspend or terminate user accounts without prior notice

• Monitor website use and investigate suspected violations of these terms

10. Privacy and Cookies

Privacy Policy: Your use of this website is also governed by my Privacy Policy, which explains how I collect, use, and protect your personal information. Please review the Privacy Policy.

Cookies: This website uses cookies to improve your browsing experience and analyse website traffic. By continuing to use the website, you consent to the use of cookies in accordance with my Cookie Policy [insert link].

11. User-Generated Content

If the website allows you to post comments, reviews, testimonials, or other content:

• You grant me a non-exclusive, royalty-free licence to use, reproduce, and display your content

• You confirm that you own or have permission to share the content you post

• You agree not to post content that is defamatory, offensive, infringing, or unlawful

• I reserve the right to remove any user content at my discretion without notice

12. Disclaimer of Warranties

To the fullest extent permitted by law:

• The website is provided on an "as is" and "as available" basis

• I make no warranties or representations of any kind, express or implied

• I disclaim all warranties including but not limited to merchantability, fitness for a particular purpose, and non-infringement

13. Limitation of Liability

To the fullest extent permitted by law, I will not be liable for any loss or damage, including but not limited to:

• Direct, indirect, incidental, or consequential loss

• Loss of profits, revenue, business, or anticipated savings

• Loss of data or information

• Wasted expenditure

• Personal injury or death resulting from website use (except where caused by my negligence)

Nothing in these terms excludes or limits my liability for fraud, fraudulent misrepresentation, or any liability that cannot be excluded by law.

14. Indemnity

You agree to indemnify and hold harmless Claire Peacock and 20 Pence Productions from any claims, losses, damages, liabilities, costs, and expenses (including legal fees) arising from:

• Your use or misuse of the website

• Your breach of these terms

• Your violation of any law or third-party rights

• Content you post or submit to the website

15. Reporting Concerns

If you become aware of any misuse of website content, copyright infringement, or violations of these terms, please report it to claire@20penceproductions.co.uk.

I will investigate reports and take appropriate action, which may include:

• Removing infringing content

• Suspending or terminating user accounts

• Taking legal action where necessary

16. Force Majeure

I will not be liable for any failure or delay in website performance due to circumstances beyond my reasonable control, including but not limited to:

• Internet service provider failures

• Hosting provider issues

• Power outages

• Natural disasters

• Government actions or restrictions

17. Severability

If any provision of these Website Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

18. Entire Agreement

These Website Terms of Use, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between you and 20 Pence Productions regarding your use of the website.

19. Contact Information

For questions, concerns, or to request permission to use website content, please contact:

Email: claire@20penceproductions.co.uk
Business Address: Available upon request for legitimate business purposes

20. Governing Law and Jurisdiction

These Website Terms of Use are governed by and interpreted in accordance with the laws of England and Wales.

You agree to submit to the exclusive jurisdiction of the courts of England and Wales for any disputes arising from these terms or your use of the website.